Michael Vapenik is the Enterprise Data Governance Officer for American Express. An accomplished, results-focused executive with over 20 years experience within the financial services industry. Mike has an outstanding record of achievement crossing all facets of the risk and marketing lifecycles for consumer / commercial cards and merchants for American Express (AMEX). A strategic and operational leader with exceptional data, analytical and quantitative skills, Mike’s talent for identifying business opportunities, leading initiatives and managing change at the congruence of data, analytics, technology, people and business processes has been acknowledged year over year. Mike has repeatedly been cited for outstanding service and is the recipient of numerous AMEX awards. Mike has also filed for three patents (one issued, two pending).